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What is a surety bond? Don't feel bad if you don't know. Only 1% of American people know what a Surety Bond is. That is okay but if your a legal professional or in the insurance business then it is not only important that you know what Surety Bonds are but you should also know who the experts are. A specialized Surety Underwriter is a professional who really knows surety bonds and can recommend the proper bond to meet the legal needs of the specific case. A Surety Bond Is: A surety bond is defined as a contract among at least three parties: the obligee: the party who is the recipient of an obligation. the principal: the primary party who will perform the contractual obligation. the surety: who assures the obligee that the principal can perform the task. Now you know. Executive Bonds at http://www.executivebonds.com are surety experts and can answer any additional questions you might have.
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Are you emotionally attached to your home? A Greek philosopher known as Pliny the Elder over 2000 years ago is credited with the saying “home is where the heart is”. Anyone who has ever moved from a house they spent many years in can vouch for the emotional attachment that we develop for the home we have created so many memories in. Life though, Is full of chapters. Most of us will decide at some point that hanging on to our home, no matter how much we love it is having an impact on our quality of life. There are several reason why it may be time to sell your home and begin a new chapter in life. It could be financial, medical, too much work or the neighborhood just isn’t the same. Whatever the reason is, there are several things you can do to prepare and several benefits to a move once you have made it. Tips on how to emotionally detach from your home 1.        - Start organizing early. Once you begin to de-clutter and organize your things you w...
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Seniors Shouldn’t Hire Just Any Real Estate Agent

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It seems logical that the agent who can get the most money for your home should be the one to sell it. Money though is only one factor in achieving a positive outcome when it comes to moving from your home. Especially if you are of an age where your life situation is in the process of changing. If you are a senior and feel it’s time to simplify your life then you will have many questions and deserve to know how the sale of your home will affect you. Selling your home when you are a senior can be very different then selling at any other time in your life. Here are six questions a senior specialist can help you with. 1.        How will selling my home affect my taxes if I’m not buying another home? 2.        How will I know if I am being taken advantage of? 3.        Should I start thinking about my estate and the tax ramifications of where I live? 4.     ...
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When is it time to Downsize? Everyone reaches a moment in their life when they need to simplify. For many people who are retired or approaching retirement this conversation generally centers around the question “when is the right time to sell our family home?” While the answer to this question can be as much emotional as it is logical, here are few indicators that can help make the decision a sound one. 1.        Control - It is always easier to make sound financial decisions and avoid stressful situations when y ou are in control of the process. Waiting to sell a home till someone has passed or fallen ill generally means things need to move fast. If you are looking to maximize the sale amount on a home make sure to give yourself plenty of time to prepare the home and give yourself enough time on the market to find the right buyer. 2.        Maintenance - Getting top dollar for your home requires that it be in ...
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